Work out how much of the 80C deduction you have used across EPF, PPF, ELSS, life insurance, home loan principal, tuition fees, NSC, Sukanya Samriddhi, and tax-saver FDs. The eligible deduction is capped at 1,50,000 a year, and the tax saved equals that amount times your slab rate. Section 80C applies only under the old tax regime, indicative for FY 2025-26.

Section 80C Calculator (1.5 Lakh Limit) (Free, India)

Work out how much of the 80C deduction you have used across EPF, PPF, ELSS, life insurance, home loan principal, tuition fees, NSC, Sukanya Samriddhi, and tax-saver FDs. The eligible deduction is capped at 1,50,000 a year, and the tax saved equals that amount times your slab rate. Section 80C applies only under the old tax regime, indicative for FY 2025-26.

FAQs

What is the Section 80C limit for FY 2025-26?

The combined deduction under Sections 80C, 80CCC and 80CCD(1) is capped at 1,50,000 per financial year. Investing beyond that does not add any further deduction.

Does Section 80C apply under the new tax regime?

No. Section 80C is available only under the old regime. If you file under the new regime, which is the default, you cannot claim it.

How much tax does the full 1.5 lakh deduction save?

The saving equals 1,50,000 times your highest slab rate, so 45,000 at a 30 percent slab or 7,500 at 5 percent, before adding 4 percent cess.