Free HR Calculators for India 2026
Four free HR calculators for Indian salaried employees and HR teams. Take-home pay, gratuity, EPF, and HRA exemption. No signup. No email wall. Nothing tries to upsell you on a demo halfway through.
Most "salary calculators" floating around Google use stale tax slabs, skip Professional Tax by state, or pretend ESI ceilings don't exist. Ours run on the same calculation engine that processes payroll for 12,000+ Indian employees every month, so the math matches what actually lands in your bank account. The pages are public, the inputs stay in your browser, and you can use them as often as you like.
Take-Home Salary Calculator
Enter your annual CTC and a few structure choices, and the tool returns your monthly in-hand pay after PF, ESI (if applicable), Professional Tax for your state, and TDS under both the old and new regimes side by side. Useful when you're weighing an offer letter, asking for a raise, or trying to figure out why January's payslip looks different from February's. Shows the full breakdown, component by component.
Gratuity Calculator
Type in your last drawn basic + DA and your years of service. The calculator applies the Payment of Gratuity Act, 1972 formula (15 days of wages for every completed year, with the standard 26-day month), and flags whether your figure crosses the ₹20 lakh tax-exempt ceiling. Handy when you're planning a resignation, doing your retirement math, or sense-checking what HR put in your full-and-final settlement.
PF Calculator
Project your Employees' Provident Fund corpus at retirement. Enter your basic salary, current age, retirement age, expected annual increment, and your employer's contribution rate. The tool compounds at the latest EPFO interest rate (currently 8.25% for FY 2024-25) and shows the corpus, total contributions, and total interest earned. Good for retirement planning conversations, comparing EPF vs NPS, or just seeing what 30 years of monthly deductions actually grow into.
HRA Exemption Calculator
Section 10(13A) of the Income Tax Act lets you claim part of your HRA as exempt. The catch: the exempt amount is the lowest of three calculations, and the rules differ for metro and non-metro cities. Plug in your basic salary, HRA received, rent paid, and city tier, and the calculator returns the exempt amount, the taxable portion, and the working that led there. Use it before filing tax declarations in January, or while picking the old vs new regime in April.
Who built these
Indian HRM is a payroll and HR software company based in India, working with SMEs, schools, factories, and IT shops across the country. The compliance logic in these calculators is the same code our paying customers rely on every month, so we keep it current with EPFO circulars, finance bill changes, and state-level Professional Tax updates.