Work out your Section 80D health insurance deduction for FY 2025-26. Enter premiums for self, family, and parents, set senior citizen status, and add a preventive checkup of up to 5,000 that counts within the limits. The self and family cap is 25,000, or 50,000 for senior citizens, with a separate cap for parents and a combined ceiling of 100,000. Section 80D applies under the old tax regime only.

Section 80D Calculator (Health Insurance) (Free, India)

Work out your Section 80D health insurance deduction for FY 2025-26. Enter premiums for self, family, and parents, set senior citizen status, and add a preventive checkup of up to 5,000 that counts within the limits. The self and family cap is 25,000, or 50,000 for senior citizens, with a separate cap for parents and a combined ceiling of 100,000. Section 80D applies under the old tax regime only.

FAQs

What are the Section 80D limits for FY 2025-26?

The self and family bucket is capped at 25,000, or 50,000 if the eldest insured is a senior citizen. A separate parents bucket is capped at 25,000, or 50,000 for senior citizen parents, with a combined ceiling of 100,000.

Does Section 80D apply under the new tax regime?

No. Section 80D is available only under the old tax regime. Under the new regime, health insurance premiums do not reduce your taxable income.

Is the preventive health checkup extra?

No. Preventive health checkup costs, capped at 5,000, count within the 80D limits, not on top of them.