Compare your income tax under the old and new regimes for FY 2025-26 side by side. Enter your salary and the deductions you claim, such as HRA, 80C up to 1.5 lakh, 80D and home loan interest up to 2 lakh, and the tool applies the latest slabs, the 87A rebate and 4 percent cess to show which regime costs less.

Old vs New Tax Regime Calculator (FY 2025-26) (Free, India)

Compare your income tax under the old and new regimes for FY 2025-26 side by side. Enter your salary and the deductions you claim, such as HRA, 80C up to 1.5 lakh, 80D and home loan interest up to 2 lakh, and the tool applies the latest slabs, the 87A rebate and 4 percent cess to show which regime costs less.

FAQs

Which regime is better for FY 2025-26?

It depends on your deductions. The new regime usually wins with few deductions, while the old regime pulls ahead once HRA, 80C, 80D and home loan interest add up to a large figure.

Do 80C and HRA reduce tax in the new regime?

No. The new regime allows only the 75,000 standard deduction and employer NPS. HRA, 80C, 80D and home loan interest apply only to the old regime.

Up to what income is there no tax?

After rebate under Section 87A, net taxable income up to 7 lakh pays no tax in the new regime and up to 5 lakh in the old regime.