Gross Salary
Gross salary is total earnings before any deductions: basic + all allowances + bonuses. It excludes employer contributions like PF and gratuity that sit inside CTC.
What is Gross Salary?
Gross salary is the sum of all earnings paid to the employee: basic, HRA, special allowance, conveyance, medical, LTA, bonus, and so on. It is the figure before subtracting PF, ESI, TDS, and PT to arrive at net (in-hand) salary.
Formula: Gross Salary = Basic + DA + HRA + All Allowances + Bonus
Example
Basic ₹40,000 + HRA ₹16,000 + Special Allowance ₹14,000 + Bonus ₹5,000 = Gross ₹75,000
How Gross Salary is used
Gross salary is shown on the payslip and is used to compute statutory deductions and taxable income.
Gross Salary FAQs
Is gross salary the same as CTC?
No. CTC is higher than gross because it includes employer-side costs (PF 12%, gratuity 4.81%, insurance, and so on) that are not paid out as part of monthly salary.
How do I get net salary from gross?
Net = Gross − PF (12% of basic) − ESI (if applicable) − TDS − Professional Tax.